How do you ensure your social security? In this section, you will learn what social security means, how it is determined and what it entails in Finland. You will also find links to the websites of different bodies and organisations, where you can find further information and practical instructions for different life situations.

When you start out as an entrepreneur, it may be difficult to perceive or predict future situations. This is why it is smart to learn about the specifics, challenges and social security matters related to such life changes as starting a family, becoming unemployed or falling ill in advance.

At the core of entrepreneurs’ social security stand three letters: YEL, the self-employed person’s pension insurance. Despite its name, the YEL insurance determines not only pension but also other forms of social security for self-employed people. Entrepreneurs, freelancers working without a Business ID and light entrepreneurs should carefully study social-security related issues beforehand and organise their social security in a way that suits them.

You can find general information on social security from the Kela website – https://www.kela.fi/web/en