Just like any Finn, entrepreneurs can use public health care services. If they want to, they can arrange for occupational health services for themselves and their company and get compensation for the expenses from Kela. Once again, the prerequisite for the compensation is the YEL insurance.
You can buy occupational health services from health centres or private medical clinics. On the grounds of the Health Insurance Act, Kela compensates necessary and reasonable expenses for preventive occupational health care and for health care at the level of general practitioners.
For sole entrepreneurs, buying occupational health services is voluntary, but if your company has employees, arranging health care services for them is legally required. For sole entrepreneurs, private health services can be fairly expensive, but the necessity of the investment depends on their individual situation.
A healthy staff is the most important resource of any workplace. Employees’ ability to work affects the company’s competitiveness, economic profit and reputation.
https://www.kela.fi/web/en/health-care-self-employed-persons